Insurance Renewals are the bread and butter work that is always required and provide regulat business.
No longer is an insurance renewal survey a two page summary as the Insurance Companies require just about everything to be examined if not operated. In some ways it differs little from the scope of a pre purchase survey.
Most insurance companies require a survey before offering insurance and after 10 years of service.
Valuation surveys are often incorporated in an Insurance and Pre Purchase Survey, however sometimes a bank or lawyer will require an independent assessment of the value. In order to value the boat a condition survey must be carried out.
Damage Surveys are most likely to be requested by the Insurance Company as they require an independent assessment of the damages, responsibility and likely costs.